PRIVACY POLICY

Effective Date: 21 November 2016

For purposes of this Privacy Policy, the term “you” indicates the person as an individual or you representing an entity browsing this website and/or the consumer of our services. ApprovedUSA, LLC owns and operates this website. This Privacy Policy applies to information collected, including information collected via our website and information collected via our services, whether through this website or another means. Please note that we will notify you of changes to this Privacy Policy by amending this Privacy Policy as posted on this website.

By browsing this website and/or using our services, you confirm that you have carefully read and understand this Privacy Policy. Also, by browsing this website and/or using our services, you consent to this Privacy Policy and consent to our use and disclosure of your personal information, both as we see fit and as required under current Federal, State, and local law, including providing your personal information under order of a subpoena. By consenting to this Privacy Policy, you agree that any dispute arising from use of this website and/or our services is subject to the Terms and Conditions Agreement of this website, including all dispute resolution provisions of the Terms and Conditions Agreement such as, for example, the arbitration, limitation on damages, forum, and choice of law provisions.

We collect personal information that you provide to us. You provide the personal information to us by using this website, using our services, or otherwise communicating with us. We may collect personal information from third parties. For example, we may collect personal information from a vehicle dealer, credit reporting entity, or the like. Your identity, contact information, or location may be reasonably ascertainable, distinguishable, traceable, or otherwise identifiable from portions of the personal information individually, in combination with other portions of the personal information, or in context. For example, the personal information may include or identify your name, social security number, date of birth, place of birth, mother’s maiden name, biometrics, or the like. Additionally or alternatively, the personal information may include any other information that is linked or linkable to you such as, for example, educational information, financial information, employment information, your profile information related to a social network, your Internet Protocol address, an identifier of your device employed to use our website and/or our services, cookie identifiers, online activity information, sales or lease information, application information, or the like. Please note that you may change your personal information by submitting a message form here (please include a description of the information that you would like to change and your new information). Please also note that, while you may provide us with a “Do Not Track” signal from your browser, we may not respond or comply with the signal. We will not retain your personal information for more than three years.

We may use portions of your personal information to provide features of our website, provide our services, research potential enhancements to our website, research potential enhancements to our services, research potential enhancements to our marketing, manage your account, communicate with you, manage a third party’s account, communicate with a third party, manage our relationship with you, manage our relationship with a third party, or otherwise manage our business. For example, we may use your personal information to connect you to a vehicle dealer, a vehicle loan lender, a credit bureau, or the like. Additionally or alternatively, we may share portions of your personal information to third parties. For example, we may share portions of your personal information with a vehicle dealer, a vehicle loan lender, a credit bureau, or the like. Please note that any third party that we connect with you will most likely perform a credit inquiry, possibly a hard inquiry, with regard to a credit bureau based on your personal information.

We cannot guarantee that any third party, whether referred by us or through a direct link, adheres to our Privacy Policy or to the third party’s own privacy policy. We also cannot guarantee nor represent and warrant that a third party adheres to our Terms and Conditions Agreement or to the third party’s own terms of use. For example, we cannot guarantee that a vehicle dealer with which we connect you respects your privacy or takes reasonable steps to secure your personal information. If you have any questions, comments, or concerns related to a third party, please direct your questions, comments, or concerns to that third party.